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We advise every student to get a health insurance plan. That means that if you are injured, you can receive the necessary treatment without financial worry.

Health Cash Plan

BHSF Services Limited, a ‘not-for profit’ company, offers good healthcare cover in its Health Cash plan. This cover costs as little as £6.60 per month.

How do I sign up?

To sign up for the Cash Plan, please contact the Health department to receive a link to the online application form. This link also contains all the policy information.

If you have any further questions on the Health Cash Plan, please contact Anna Williams, Health Clinic Administrator

What are the benefits?

  • The Health plan ensures all students can be reimbursed 75% for the cost of treatment within 3 days of making a claim.
  • Students can claim for Physiotherapy, Acupuncture, Homeopathy, Chiropody, Osteopathy, Chiropractic and Reflexology.
  • Students can claim as soon as their policy is set up and have received a welcome email.
  • All students with the Health plan can be reimbursed 100% for dental and optical fees. This includes check-ups, eye-tests, contact lenses, lenses and frames.
  • Any student who is injured is eligible for the plan; they do not have to declare it and it doesn’t impact the scheme. We advise injured students to take out Silver level or above; the cost varies depending on your age group but starts from £12.61 per month.
  • Read answers to Frequently Asked Questions about the plan.

Emerging Musicians Health Scheme

The Emerging Musicians Health Scheme provides access to healthcare quickly. Help Musicians UK works in partnership with the British Association for Performing Arts Medicine (BAPAM), an independent charity that offers free health assessments. If you are subsequently told you need a short-term treatment that isn’t available promptly on the NHS, Help Musicians may be able to help with a grant of up to £750 towards the costs.

If you’re a music student or musician at the start of your career with a performance-related health problem, either physical or psychological, they can help as long as you are either:

  • a full-time undergraduate (or equivalent) or post-graduate student within the UK, studying a course where music constitutes at least 50% of the course criteria.


  • able to demonstrate earnings from music within the last 6 months. This includes paid work as a DJ, sound engineer, songwriter and various other roles in the industry.

Many music institutions offer assistance to students suffering from performance-related health problems. Students should access any help available from their institution before applying.

If you are a music student (or musician at the start of your career) but don’t meet the criteria above, you can still receive a free assessment from BAPAM. If at the consultation the BAPAM clinician decides you need further advice or treatment, they will be able to give you the necessary information on the reduced costs available for students.

How to apply

The process starts with a free assessment with a BAPAM clinician. If they feel that the short-term help you need isn’t available quickly from the NHS, they will recommend you apply to the Emerging Musicians Health Scheme. Please contact BAPAM in the first instance for a free consultation on 020 7404 8444.

Students who are successful in their application can use their allocated funding for treatments at Trinity Laban Health as long as you receive the treatment recommended by a BAPAM practitioner. For any further information contact Student Services or the Health department.

Please bear in mind the scheme cannot help towards treatment costs for health problems not directly linked to performance, or which are pre-existing and need long-term treatment. The scheme can’t help with the cost of routine dental work.


BAPAM (British Association of Performing Arts Medicine) is a unique medical charity offering free medical advice about work-related health problems, both physical and psychological, for full-time or part-time professional and student performing artists.

Regardless of whether you have taken out the suggested BHSF Health Cash Plan, BAPAM will offer you a free 30 to 60 minute consultation at their London Clinic at 7-9 Breams Buildings, EC4A 1DT (6mins walk from Chancery Lane underground station).

If at the consultation the BAPAM clinician decides you need further advice or treatment, they will be able to give you the necessary information including possible sources of financial support, should they advise you to see a practitioner who charges a fee.

To book your free consultation, call 020 7404 8444, Monday to Friday, 9.00h to 17.00h.

Visit BAPAM’s website for more information.

NHS Low Income Scheme

If you have a low income, it is possible to apply for financial help with NHS costs through the Low Income Scheme by completing a HC1 form.

The scheme covers:

Read more and order the HC1 form from the NHS Low Income Scheme pages.

Follow the following links for more information: